Buy Your Dream San Antonio Home With a VA Loan

What Is a VA Loan?

The VA loan is a $0 down mortgage loan issued by private lenders, mortgage companies and banks. These loans are more affordable than any other home loan program and are guaranteed by the U.S. Department of Veterans Affairs (VA). Benefits of VA loan options include no down payment, lower interest rates and other special loan terms. They are offered exclusively to military Veterans, Service Members, and select military spouses.

The VA Loan Process

The minimum service requirements set by the Department of Veterans Affairs (VA) must be met by you or your spouse and a valid Certificate of Eligibility (COE) must be presented in order to be eligible for a VA loan. 

You may be eligible for a VA loan by meeting one or more of the following requirements:

  • You served 90 consecutive days of active service during wartime.
  • You served 181 days of active service during peacetime.
  • You have 6 years of service in the National Guard or Reserves.
  • You are the spouse of a service member who is disabled as a result of a service-related incident or has died in the line of duty.

What Is a VA Loan

Why a VA Loan?

Benefits of applying for a VA Loan in San Antonio include:

  • Ability to receive 100% Financing up to $2 million.
  • No loan limit restrictions
  • No PMI: VA Loan borrowers save thousands of dollars over the life of the loan by not having to pay Private Mortgage Insurance (PMI)
  • Competitive Interest Rates: Typically up to 1% lower than a conventional loan.
  • Easier to Qualify: Approval is not solely based on credit history and credit score. A VA loan will allow for for the entire financial status to be reviewed which in turn provides more flexible credit underwriting guidelines. 
  • 100% LTV Cash-Out Refinance: Veterans who qualify for a VA loan may be eligible to refinance and with the option to cash out the equity in their property. This money can be used to pay off debts, complete large purchases, make home improvements, take a vacation, or invest in other opportunities.

GET A COPY OF YOUR VA CERTIFICATE OF ELIGIBILITY NOW

Access Now
Why a VA Loan?

Your Home Loan Could Be Fully
Funded 21 Days From Now

  • fixed rate
    mortgage

  • Adjustable Rates Mortgage
    (ARM)

  • Conforming
    loans

  • jumbo and super
    jumbo loans

  • FHA, VA, &
    USDA Loans

  • Terms from
    5 to 30 Years

Get Your VA Loan Quote Now!

Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below:

I Want My FREE VA Loan Quote!